Much more than a payment plan
At Ensure Pension senior advising is much more than a payment plan. First and foremost, you are guaranteed 100% impartiality.
We don’t consider advising to be impartial if the adviser has a financial stake in your decisions. This is an issue when earnings depend on the amount saved or how the savings are invested. That is why our consultant fees are fixed.
Transparency and peace of mind through economic analysis
An overview of the household’s financial situation at the time salary income ends is highly valuable to our customers. It helps them understand their financial position when they retire.
Fortunately, the vast majority are positively surprised. They see how long their money will actually last after taxes. This includes the effect of public benefits, such as post‑retirement benefits and retirement pensions.
Senior advising is about giving you an overview of details such as:
w your finances look at different ages – if you have not completely decided when you will leave the workforce.
- If you can afford to retire early, if that is what you dream of doing.
- Post-employment benefits and retirement pension – how much you can receive.
- What steps to take if you are considering continuing to work after retirement pension age.
- How your economy looks if you shorten the time horizon.
- Whether it makes the most sense to retire debt-free, or if using the equity in your home would provide you more freedom of action.
As a rule, looking at these “what‑if” scenarios helps clarify your strategy.
The financial analysis helps bring clarity to each situation.
Contact Ensure
If you are in need of senior advising for yourself or if you as a business owner wish to find out more about Ensure’s senior-related services, including assistance or inspiration with the development of a senior policy, please contact Jimmy Mejlby by telephone +45 5195 2211 or email jme@ensurepension.dk.
Legal advising and payment plan
The payment plan is, of course, important to have in place, so you know the order of payments. At the same time you have the certainty of knowing that you will get the most out of your money, as the plan is developed in accordance with various tax and deduction rules.
You are also offered legal advising on matters such as inheritance rules, wills and separate property, so the inheritance falls into the pockets of your choosing.
Senior advising as part of the company’s senior- and human resources policy
As a company you can offer senior advising to both your own benefit as the employer and to that of the employee. This can be as part of retaining the employee a little longer, or as part of wishing an employee farewell.
Through maintaining a good dialogue with employees during this final phase of their working lives, you are ensuring that useful knowledge does not leave the workplace along with the employee. At the same time, you are ensuring that employees get the most possible out of your greatest fringe benefit – the mandatory company pension scheme.
